Although there is no absolute answer to this question, bankruptcy helps folks who are having trouble paying their bills. If you are saddled with debt and unable to meet your monthly obligations, and your future earnings realistically are not likely to improve dramatically, bankruptcy might be appropriate for you. Bankruptcy might be a way for you to obtain relief that will help you make a fresh start, free from otherwise unmanageable financial burdens. The easiest way to answer this question based on the specifics of your situation is to set up an initial consultation with an experienced bankruptcy attorney. Click the button on the left to get started.