What are the steps in filing a Chapter 7 bankruptcy petition?

1. Although not required, most filers take the initial step of meeting with a bankruptcy attorney. Depending on your case, you may be required to meet with your lawyer on several occasions.

2. Provide your attorney with all requested information/documentation including bank statements, tax returns, and pay stubs.

3. Meet with your attorney to review and sign your bankruptcy petition.

4. Complete the Pre-Filing Credit Counseling briefing.

5. Attend the 341 “Meeting of Creditors” which occurs at the courthouse in Asheville and usually lasts about 15 minutes.

6. Complete the Pre-Discharge Credit Counseling briefing.

7. Receive your discharge!

These basic steps occur in most bankruptcies, and are provided to give you a general overview. Each case can vary, and your attorney will guide you through the specifics of your situation.