1. Save as much money as you can each month to establish an emergency cash account.
2. Pay all bills early. This can really help your credit score.
3. Protect the property you already have. Make sure your house, car, and utility bills are paid first.
4. Stick to your monthly budget. Have a budget for luxury items (yes, you can still buy fun things) and stick to it.
If you have questions about bankruptcy or bankruptcy alternatives, click the button on the left or give us a call. I would be happy to take a look at your situation during a free initial consultation.