I hear from clients all the time who feel guilty about not paying back their credit card debt or falling behind on their mortgage. In my opinion, banks utilize a strategy of laying that guilt on so people pay good money on bad debts when they have a right not to.
This story about the corruption involved with foreclosure is a good example of how banks will do unethical things to improve their bottom line. Banks press their rights under the law to the limits in order to squeeze every penny from their customers. Its imperative for people suffering from financial hardship to make sure someone is standing up for their rights.
If you would like to understand better how the bankruptcy and consumer laws protect you, I would be happy to speak with you during a free initial consultation.