If you have received a wage garnishment order, you should speak to an Asheville area bankruptcy attorney who can explain your options during a free initial consultation.
In North Carolina, wage garnishment is generally not permissible for ordinary creditors. The important exceptions are for back taxes, alimony, child support and some types of student loans.
Read this information from the North Carolina Department of Labor.
If a creditor does garnish your wages, you can take steps to limit or prevent it. After you receive notice of the garnishment, be careful to send in your “Claim of Exemptions” before the time to do so expires.
A garnishment is just a symptom of a bigger problem. Addressing the bigger problem by consulting an experienced lawyer can make life easier, and leave more money in your pocket. Executing a carefully designed recovery plan is critical to your family’s health and well-being.
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