I am engaged, and have some debts from my past. Will filing a bankruptcy case effect my spouse’s credit?

Filing a Chapter 7 bankruptcy case to clear away debts before or after getting married will not effect your spouse’s credit in any way.  Because married folks usually own assets together (cars, houses, etc.), a bankruptcy case can insure that your creditors will not seek to recover money from property which you own together.

The big decision, for most folks, is whether to wait until after marriage to file a joint petition.  The worst part of a bankruptcy case is usually the costs of associated with a filing, and there is often no difference in fees for a single or joint filing.  If your spouse has some debts, I encourage you to consider a joint filing so that you can start your new lives together completely debt free.

If you have any questions, please contact me for a free, initial consultation either in person or over the phone.

*The information contained on this website is not intended and does not constitute the providing of any legal advice or any legal opinions or services to any user thereof. The information available on or through this web page is not intended and shall not be used as a substitute for the advice and consultation provided by an attorney.  Any factual examples used to illustrate concepts are hypothetical and do not depict actual events or real persons.