My bankruptcy law office in Asheville, North Carolina stays busy. Almost every day I meet with clients or potential clients scared of filing a bankruptcy case because the process for filing Chapter 7 or Chapter 13 feels daunting to them. Usually, I respond by saying, “Your bankruptcy case will be relatively simple. The key to…
If you are currently in or thinking about using a debt settlement program, contact a bankruptcy attorney’s office to figure out your other options during a free, initial consultation. The ads online and on television scream, whatever you do, “Don’t file a bankruptcy case!” This marketing pitch, being sold mainly by non-attorneys who are not…
There is never a perfect time to file a bankruptcy case. When people come to talk to me about a filing for Chapter 7 or Chapter 13 at my Asheville, North Carolina bankruptcy law office, we almost always talk about their budget and how they are paying their bills right now. Ideally, clients should wait…
As a bankruptcy lawyer in Asheville, NC, I am troubled by the rising student loan debt our country is facing. Bankruptcy laws seem insufficient in many cases because most of the time a student loan debt cannot be discharged in a Chapter 7 or Chapter 13 bankruptcy. My best advice for someone to struggling with…
Many potential bankruptcy clients near Asheville come to see me about hiring me as their bankruptcy attorney as a last resort. They thought financial difficulty would never happen to them, and they have tried just about everything to avoid seeing a lawyer. This USA Today article explains how the recession is the culprit for many…
As an Asheville bankruptcy lawyer, when I tell people about the costs of a bankruptcy filing, I get some strange looks. Most people who need a bankruptcy filing do not have extra money lying around ready to be spent on paying a bankruptcy attorney. Here is a great article about a recent bankruptcy study which…