I have to eat. I have to pay utilities. I need bankruptcy relief. Will recent credit card charges prevent me from filing a Chapter 7 case?

There is never a perfect time to file a bankruptcy case.  When people come to talk to me about a filing for Chapter 7 or Chapter 13 at my Asheville, North Carolina bankruptcy law office, we almost always talk about their budget and how they are paying their bills right now. Ideally, clients should wait…