Bankruptcy in Western North Carolina: Where Do I File?

As an Asheville bankruptcy attorney, I frequently get calls from people living around the country who own real estate in our mountains.  Other times, people living here wonder if they need to file a bankruptcy case back where their old home is being foreclosed on, or where they owe other debts.

In 2005, Congress established that the proper place to file a bankruptcy case is where you have lived for the greater portion of 180 days before filing.  If you have lived in Western North Carolina for 91 days or more, the Western District of NC is the proper place.  Even if you own real estate in Florida or California, we can address those issues here.

The Western District of North Carolina Bankruptcy Court spans from Charlotte west to Franklin.  I cover all counties touching Asheville and heading west to the borders.  If you live in Charlotte, call my longtime friend Chris Layton ( who is a Charlotte bankruptcy attorney.  Chris is extremely trustworthy, and understands how to treat people with respect when they are going through a tough time.

If you live in Franklin or Sylva, I’d be happy to handle your initial consultation over the phone.  If you prefer to speak to someone face to face, and don’t want to make the drive to my Asheville office, call Rod Kight (  Rod is a great guy, expert bankruptcy attorney, and my next door neighbor!  He has a second office in Sylva which is convenient for a lot of folks.

Whatever you do, take the necessary steps to become informed.  A bankruptcy consultation can help you avoid filing a case, but more frequently helps to debunk common myths about the process.  All that is to say, the earlier you learn your rights, the sooner you can recover.  For those of you near Asheville and west, I’d be pleased to speak with you during a free, initial consultation.

*The information contained on this website is not intended and does not constitute the providing of any legal advice or any legal opinions or services to any user thereof. The information available on or through this web page is not intended and shall not be used as a substitute for the advice and consultation provided by an attorney.  Any factual examples used to illustrate concepts are hypothetical and do not depict actual events or real persons.