Wage garnishment bill would cripple North Carolina families.

North Carolina has long balanced a creditor’s need to get paid with a consumer’s right to protect a limited amount of property from seizure by a creditor. State law currently prohibits wage garnishment or the seizure of the previous 60 days of wages from consumers when it can be shown that those earnings are “necessary…

Put your family first when deciding which bills to pay.

When there is not enough money in the household budget to pay all the required bills, consumers face a difficult choice about what bills to pay. As an Asheville bankruptcy attorney, I know it is quite common for the loudest and most annoying creditor to get paid which means more important household bills get neglected.…

I’m being harassed by a debt collector. What can I do?

As an Asheville bankruptcy attorney, I frequently meet with consumers who are stressed out by the incessant calls or threatening letters they are receiving about a debt.  The debt collectors, if acting on behalf of the original creditor, generally must comply with the Fair Debt Collection Practices Act (FDCPA).  The Act promotes ethical business practices…