Why do consumers file for bankruptcy?

Over the years, I’ve seen patterns in the types of financial problems consumers in Western North Carolina are facing.  As an Asheville bankruptcy attorney, I help people with a wide variety of financial issues.    Here is a partial list of the most common reasons why many of my present and former clients have considered a…

I’m getting collection calls but can’t pay. What should I do?

As an Asheville bankruptcy lawyer, I speak everyday with consumers struggling to pay monthly bills. They want to fix things, not only to improve their credit scores, but also to stop the incessant telephone calls from creditors and debt buyers. Its very stressful trying to figure out who to pay, how much to pay, and…