While working as an Asheville bankruptcy lawyer, I have spoken with people who never thought they would need help with their bills each month. According to a recent study, over 90% of families suffering from financial stress can trace their problems back to either medical issues, divorce, or a job loss. I’ve never met anyone who has chosen these unfortunate life circumstances. Many potential clients have experienced even worse luck, suffering from medical problems which led to a job loss or a divorce which led to a medical problem.
At a free initial bankruptcy consultation, which we can conduct at my Asheville office or over the phone, our focus is on your future instead of any past mistakes. You will be treated with the dignity and respect you deserve. I never recommend a bankruptcy case unless I believe it is in the best interest of the potential client. Here is what happens at the consultation:
- You start by filling out a short intake form which asks for basic information: address, phone number, employment, and the estimated amount of your debts. This takes about 10 minutes or so.
- Next, I sit down with you personally to discuss your various options both in a bankruptcy case and your best options outside of bankruptcy. Usually, I can give a brief explanation of the various options in about 15 minutes.
- Lastly, I answer any questions you have about the various bankruptcy options and non-bankruptcy relief options.
All in all, the appointments last about 30 minutes depending on the number of your questions and the complexity of your case. The goal is to inform potential clients about their rights. Sometimes, it becomes obvious that filing a bankruptcy case would provide immediate and sustainable relief to a family. Other times, it becomes painfully obvious that bankruptcy would not help. In those situations, we focus our time on asset protection strategies, settlement options and discussing all the creative alternatives which have been running through the client’s mind for weeks and months prior.
Regardless of the best strategy forward for your family, an initial bankruptcy consultation can help reduce financial stress. Armed with information, consumers become empowered to deal with household financial problems efficiently. What may seem like an impossible challenge to overcome could have a very simple solution. In any event, if you are worried about finances and live in Western North Carolina, I would be pleased to sit down to discuss the details of your situation. Click on the “get started now” button or call 828-232-4949 to set up an appointment.