How Do I Know When To Call For Help?

I talk to people all the time who do not want to talk about bankruptcy until absolutely necessary. While this feeling is understandable, getting good advice early can protect assets and help achieve a much better outcome whether bankruptcy is right for you or not. Remember, you don’t have to file a case in order…

Mistake #4: Forgetting Your Tax Refund

Another common mistake, particularly this time of year, is for someone to file a bankruptcy without accounting for any tax refund they are due. The bankruptcy court views refunds as part of a filer’s assets. There are two ways to protect any refund you are due. First, you can use any available exemptions to protect…

Its OK to Laugh

Skippy and Nacho were looking at a new living room suite in the furniture store. Nacho says to the salesman, “We really like it, but I don’t think we can afford it.” The salesman says, “You just make a small down payment… then you don’t make another payment for six months.” Skippy wheels around, hands…

Bankruptcy Mistakes to Avoid

When people are in financial trouble, they often get creative in trying to solve their problems. After all, nobody WANTS to file bankruptcy and most people are willing to do whatever is necessary to avoid it. Sometimes, this can just dig the hole deeper. The best time to consult with a bankruptcy attorney is when…