Recession Effectively Wipes Out Safety Net For Many Families

Many potential bankruptcy clients near Asheville come to see me about hiring me as their bankruptcy attorney as a last resort.  They thought financial difficulty would never happen to them, and they have tried just about everything to avoid seeing a lawyer. This USA Today article explains how the recession is the culprit for many…

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Bankruptcy Means Test: What Type of Relief do I Qualify For?

Many potential bankruptcy clients come to my Asheville office wondering whether they qualify for a Chapter 7 or Chapter 13 case (sometimes Chapter 11, but that type of case is generally for big companies with many employees or assets).  The key qualifier for determining the proper type of bankruptcy relief is called the Means Test.…

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How Do I Stop Collection Calls?

As a bankruptcy attorney in Asheville NC, I frequently meet with potential clients who are worried about collection companies calling their family members and employers in an attempt to collect an old debt.  Its difficult, stressful and annoying.  Since the collection companies are paid on commission, their strategy is frequently to intimidate you into writing…

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Can I Keep My Car in a Chapter 7 Bankruptcy?

As an Asheville bankruptcy lawyer, I speak with people everyday who worry they will lose their belongings if they eliminate their credit card and medical debts with a bankruptcy case. In over 90 percent of the cases filed, Chapter 7 bankruptcy clients keep all of their property. For cars, bankruptcy clients have four different options. …

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