How do I stop collection calls?

I became an Asheville bankruptcy lawyer partly because collection companies break the law in order to profit.  By breaking the law, the collectors receive more money from people unable to pay than they would otherwise.  Their profit strategy is to intimidate, annoy, and irritate folks into writing them a check for some amount.  I think…

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If I file for bankruptcy, is my 2013 tax refund protected?

Yes.  As a bankruptcy attorney in Asheville NC, I primarily recommend two ways to protect your tax refund in a Chapter 7 case.   First, we can use the bankruptcy exemptions you are entitled to.When exempted properly, Chapter 7 trustees are not allowed to intercept tax refunds.The vast majority of North Carolina bankruptcy filers use part…

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Divorce and Bankruptcy

Deciding you need to separate from a spouse is an incredibly emotional and painful decision.  Once made, it is important to understand your legal rights and obligations regarding the debts which will remain after the divorce decree has been finalized.  As an Asheville bankruptcy attorney, I frequently spend time with clients who benefit from a…

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What should I look for in a bankruptcy lawyer?

As an Asheville bankruptcy attorney, I spend lots of time explaining the process of filing a case with prospective clients.I chose to be a bankruptcy lawyer because it makes me feel good to deliver hope in situations which seem hopeless.I usually have good news for folks who see me for initial bankruptcy consultations about their…

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Common myths about bankruptcy can cause financial paralysis

As an Asheville bankruptcy lawyer, I speak with people on a daily basis about the process.People frequently smile during our appointments and admit that they could of used the available bankruptcy relief sooner:last month, last year, or years ago!Here are a few myths which I commonly hear from clients which keep them from scheduling a…

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What happens at an initial bankruptcy consultation?

As an Asheville bankruptcy lawyer, I spend a lot of time discussing options with clients during free, initial consultations.My goal is to deliver good information to potential clients about the best way to achieve financial stability both inside and outside of bankruptcy. Here are some things to keep in mind: The appointments take about 30…

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