I became an Asheville bankruptcy lawyer partly because collection companies break the law in order to profit. By breaking the law, the collectors receive more money from people unable to pay than they would otherwise. Their profit strategy is to intimidate, annoy, and irritate folks into writing them a check for some amount. I think…
DetailsYes. As a bankruptcy attorney in Asheville NC, I primarily recommend two ways to protect your tax refund in a Chapter 7 case. First, we can use the bankruptcy exemptions you are entitled to.When exempted properly, Chapter 7 trustees are not allowed to intercept tax refunds.The vast majority of North Carolina bankruptcy filers use part…
DetailsA new year is upon us, and my busiest time as a bankruptcy attorney in Asheville, NC is about to begin.Just as gym memberships rise in the Spring, so do bankruptcy filings.Here are answers to a couple key questions about how to become debt free through the bankruptcy courts. What kind of relief am I…
DetailsAs an Asheville bankruptcy attorney, I see my bankruptcy filings increase during the months of January and February.People resolve to clean up their financial lives as part of their new year’s celebration.When I see people raring to go for a bankruptcy case in January, I frequently explain that they need to wait a couple months…
DetailsMy job as a bankruptcy attorney in Asheville, NC is to provide guidance to individuals struggling to pay their bills each month.I will only advise someone in need of financial help to file a bankruptcy case if it is in their financial best interests to do so.Filing a bankruptcy case can be a gut-wrenching decision…
DetailsDeciding you need to separate from a spouse is an incredibly emotional and painful decision. Once made, it is important to understand your legal rights and obligations regarding the debts which will remain after the divorce decree has been finalized. As an Asheville bankruptcy attorney, I frequently spend time with clients who benefit from a…
DetailsAs an Asheville bankruptcy attorney, I spend lots of time explaining the process of filing a case with prospective clients.I chose to be a bankruptcy lawyer because it makes me feel good to deliver hope in situations which seem hopeless.I usually have good news for folks who see me for initial bankruptcy consultations about their…
DetailsAs an Asheville bankruptcy lawyer, many clients come to me concerned that filing a Chapter 7 case means that they will sacrifice their ability to earn a good living in the future. With very rare exceptions, a Chapter 7 case will NOT limit your ability to earn money in the future. In fact, a Chapter…
DetailsAs an Asheville bankruptcy lawyer, I speak with people on a daily basis about the process.People frequently smile during our appointments and admit that they could of used the available bankruptcy relief sooner:last month, last year, or years ago!Here are a few myths which I commonly hear from clients which keep them from scheduling a…
DetailsAs an Asheville bankruptcy lawyer, I spend a lot of time discussing options with clients during free, initial consultations.My goal is to deliver good information to potential clients about the best way to achieve financial stability both inside and outside of bankruptcy. Here are some things to keep in mind: The appointments take about 30…
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