Put your family first when deciding which bills to pay.

When there is not enough money in the household budget to pay all the required bills, consumers face a difficult choice about what bills to pay. As an Asheville bankruptcy attorney, I know it is quite common for the loudest and most annoying creditor to get paid which means more important household bills get neglected.…

Should I settle my debts or file for bankruptcy help?

As an Asheville bankruptcy lawyer, one of my main tasks is to figure out a client’s best financial alternatives. I try to explain those options in a way that is easy to understand and simple to execute.  Frequently, potential clients ask, “What is better for me?  Debt settlement or bankruptcy?” Here are some of the…

Protecting assets with a bankruptcy filing.

As an Asheville Bankruptcy Lawyer, I speak to potential clients on a daily basis who are having difficulty paying their bills. Once behind, consumers grow concerned about the assets most precious to their family’s health and well-being: their house, their retirement accounts, and the money they had planned to leave behind for their children. At…

Resolve to get out of debt in 2015.

My busiest time as a bankruptcy attorney in Asheville, NC is about to begin.  Just as gym memberships rise after New Year’s Eve celebrations end, so do bankruptcy filings.  Here are answers to a couple key questions about how to become debt free through the bankruptcy courts. What kind of relief am I eligible for?…

I got served with a lawsuit for my credit card. What happens next?

As an Asheville bankruptcy attorney, I speak with many potential clients soon after they get served by the sheriff with a collections lawsuit.  The uncertainty surrounding a legal action is unwelcome and stressful.  Although a collection lawsuit can be intimidating, many times clients can defeat the action by taking the appropriate action either in bankruptcy…

Bankruptcy for the small business owner

As an Asheville bankruptcy lawyer, I frequently sit down with people who own a small business which is struggling to make ends meet. It is important for the small business owner to understand their rights both in bankruptcy and outside of bankruptcy before calculating their next best financial move. How is the business organized? If…