The sheriff just served me with a lawsuit. What happens next?

Many potential clients schedule initial consultations after receiving a summons delivered by the sheriff’s office.  As an Asheville bankruptcy lawyer, I know that the uncertainty surrounding a formal legal action is unwelcome and stressful.  Although a collection lawsuit can be intimidating, many clients can protect their assets and defeat the action by taking the appropriate…

Do I need to file a bankruptcy case?

Filing for bankruptcy protection can be a difficult decision. Many clients I’ve spoken with as an Asheville bankruptcy lawyer tell me that they have tried everything to avoid filing. Though well-intentioned, many consumers who file bankruptcy after struggling for a long time would have gotten a better result had they reached out for professional help…

If I file for bankruptcy, is my tax refund protected?

As an Asheville bankruptcy lawyer, I advise consumers to protect the things they own by using their available exemptions. In over 95 percent of the Chapter 7 bankruptcy cases filed in Western North Carolina, all of the property a consumer owns fits within the North Carolina or Federal Bankruptcy exemptions. Consumers get to keep all…