Establish a plan before taking action yourself.

You’ve done it. After a long struggle with household budget issues, debt crisis, and some purchases that didn’t turn out as planned, you’ve decided to get your finances fixed once and for all. You are even willing to file a bankruptcy case if that’s what it takes. As a bankruptcy attorney in Asheville, NC, I…

I’ve worked hard to leave something behind for my children. Can bankruptcy help?

I talk to many residents in Western North Carolina who are approaching retirement age, and are having financial difficulties.  As an Asheville bankruptcy attorney, I can help folks sort through fact and fiction when deciding how to protect the assets you intend to pass on to your relatives after death. Exemptions inside and outside of…

Bankruptcy Exemptions and what property can I keep?

Most of the time, all of it.  As an Asheville bankruptcy attorney, I speak with people daily about how it is possible to become debt free and achieve a financial “fresh start” through our country’s bankruptcy system.An important concept in bankruptcy is that people should be allowed to keep certain property they own which is…

Pre-Bankruptcy Alternatives? Choosing Who to Pay

As a bankruptcy attorney in Asheville NC, I speak with people daily about how they are deciding which creditor to pay first when their financial situation becomes strained.Frequently, the loudest creditor is the last one my potential clients should be paying.  Credit Card Collectors When a credit card bill goes unpaid, many accounts are automatically…