Do I need to file a bankruptcy case?

Filing for bankruptcy protection can be a difficult decision. Many clients I’ve spoken with as an Asheville bankruptcy lawyer tell me that they have tried everything to avoid filing. Though well-intentioned, many consumers who file bankruptcy after struggling for a long time would have gotten a better result had they reached out for professional help…

Even insured face crushing medical debt.

The most expensive place in the world to get sick is the United States. According to a new study by the Kaiser Family Foundation and the New York Times, 20% of people who own health insurance policies have still had difficulty paying a medical bill within the past year. 53% of people who do not…

I have to eat. I have to pay utilities. I need bankruptcy relief. Will recent credit card charges prevent me from filing a Chapter 7 case?

There is never a perfect time to file a bankruptcy case.  When people come to talk to me about a filing for Chapter 7 or Chapter 13 at my Asheville, North Carolina bankruptcy law office, we almost always talk about their budget and how they are paying their bills right now. Ideally, clients should wait…

Recession Effectively Wipes Out Safety Net For Many Families

Many potential bankruptcy clients near Asheville come to see me about hiring me as their bankruptcy attorney as a last resort.  They thought financial difficulty would never happen to them, and they have tried just about everything to avoid seeing a lawyer. This USA Today article explains how the recession is the culprit for many…