My family member co-signed for a private student loan. Can bankruptcy help?

In my Asheville bankruptcy law office, I have seen many consumers, young and old, approach me about problems associated with their private student loans. Most folks already recognize that discharging those loans in a bankruptcy case can be problematic. Still, for consumers operating on a limited budget, the only payback options on their private student…

Student loan repayment options expanded

As a North Carolina Student Loan Lawyer, I spend time working with students living anywhere in North Carolina on resolving issues regarding their loans and payback options. Yesterday, the income-based repayment options were expanded.  Read the NPR article here. As explained in the article, one of the primary issues with former students struggling with repayment…

My student loan is in default. What are my options?

The usual options to get a student loan out of default are consolidation, rehabilitation, or repayment.  As a North Carolina student loan lawyer, I help people from anywhere in North Carolina cure the default status of their student loans.  By doing so, wage garnishments are halted.  In addition, student loan borrowers struggling with payments can…

Student Loans Lawyer: Restructuring Debt Outside of Bankrutpcy

As a North Carolina Student Loan Lawyer, I speak with potential clients frequently about their bankruptcy options.  Many times, a bankruptcy discharge will not effect their liability on student loans. If your budget has been turned upside down by a burdensome student loan payment, you may have a right to change the required monthly cost…