My student loan is in default. What are my options?

The usual options to get a student loan out of default are consolidation, rehabilitation, or repayment.  As a North Carolina student loan lawyer, I help people from anywhere in North Carolina cure the default status of their student loans.  By doing so, wage garnishments are halted.  In addition, student loan borrowers struggling with payments can…

Student Loans Lawyer: Restructuring Debt Outside of Bankrutpcy

As a North Carolina Student Loan Lawyer, I speak with potential clients frequently about their bankruptcy options.  Many times, a bankruptcy discharge will not effect their liability on student loans. If your budget has been turned upside down by a burdensome student loan payment, you may have a right to change the required monthly cost…

Student Loan Debt: Consider Alternatives to Bankruptcy

As an Asheville bankruptcy lawyer, I explain to people all the time that student loans are generally not dischargeable in a Chapter 7 or Chapter 13 bankruptcy case.  However, if a client has an “undue hardship,” as defined by the BRUNNER test, they may be able to file an adversary proceeding within their bankruptcy case…

Student Loan Debt: Should I explore my bankruptcy options?

As a bankruptcy attorney in Asheville, NC, I frequently speak with people having difficulty with their student loan debt.  These folks are sharp enough to figure out that student loan debt is generally not dischargeable in a Chapter 7 or Chapter 13 bankruptcy case. Even so, I strongly recommend folks having trouble paying their bills…