Imagine being debt free. If you are suffering from collection calls, sleepless nights, or constant worry, relief can be as simple as properly exercising your legal rights. Protect your assets, simplify your finances, and get the help you and your family deserve.

My name is Kevin J. Radey, and I’m an Asheville bankruptcy lawyer who helps people with bill problems file bankruptcy in Western North Carolina. I’ve studied and practiced North Carolina bankruptcy laws in order to help you make smart decisions. I have been an attorney since 2000, and help clients surrounding Asheville file for bankruptcy under Chapters 7 and 13.

My clients come from all walks of life – from retirees who saw their home equity wiped away, to young families overwhelmed by credit card and medical debt, to homeowners frustrated by having to wait on a loan modification decision from their bank to prevent foreclosure. I’m a member of the National Association of Consumer Bankruptcy Attorneys as well as of the North Carolina State Bar Association.

Want more information about your rights in bankruptcy? You have come to the right spot. Visit my bankruptcy blog for answers to common questions or learn basic information about bankruptcy in this section. Not finding what you are looking for? Send me an email and I can answer your specific questions.

The vast majority of bankruptcy filers keep all of the property they own while eliminating their debts. The law says you own property that creditors cannot touch. However, you can be sure the credit card, collection and mortgage companies have lawyers who are aggressively seeking as much of your money as they legally can. It only takes a few minutes to determine how to defend your rights. Click the blue button on the left or call 828.232.4949 to get started.

About 95% of personal bankruptcies result from medical bills, job loss, or divorce. People frequently continue to make minimum payments month after month while believing common myths about bankruptcy. Gathering information is essential to breaking out of this cycle, and financial tools are available which can aid your recovery. You can recover, and I can help get you started.

* The Law Offices of Kevin J. Radey, PLLC is a designated Debt Relief Agency by the U.S. Congress. We take great pride representing consumers in bankruptcy proceedings.

*Our office near downtown Asheville serves the following Western North Carolina counties: Avery, Buncombe, Cherokee, Clay, Graham, Haywood, Henderson, Jackson, Macon, Madison, Mitchell, Swain, Transylvania and Yancey.

*The information contained on this website is not intended and does not constitute the providing of any legal advice or any legal opinions or services to any user thereof. The information available on or through this web page is not intended and shall not be used as a substitute for the advice and consultation provided by an attorney.